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Reminder - Heritage Oaks Bank will NEVER send you an unsolicited e-mail creating urgency, making claims such as the need to renew your account or it will be deactivated or closed if you do not click on a link to renew or update your information. These e-mails represent a kind of fraud called Phishing. If you receive such an e-mail, please forward it to fraud@heritageoaksbank.com and then delete the e-mail. If you have any questions or concerns, please e-mail us at info@heritageoaksbank.com or call 800-773-5640